Auto Insurance in Texas
From an Independent Agency Texans Have Trusted Since 2002
Whether you drive a daily commuter, a work truck, or a family SUV, you deserve auto insurance that actually protects you without breaking the bank. As an independent agency, we shop your rate across numerous trusted carriers so you get the right coverage at the right price.
What Auto Insurance Covers
Liability Coverage
Required by Texas law — covers injuries and damage you cause to others.
Collision Coverage
Pays to repair or replace your vehicle after an accident, regardless of fault.
Comprehensive Coverage
Covers theft, vandalism, hail, flood, fire, and animal collisions.
Uninsured/Underinsured Motorist
Protects you if the other driver has no insurance or not enough.
Medical Payments (MedPay) / PIP
Covers medical bills for you and your passengers after an accident.
Roadside Assistance & Rental Reimbursement
Towing, lockout, jump-start, and a rental car while yours is being repaired.
Why Texans Choose A-Tex for Auto Insurance
Independent Agency
We work for you, not the insurance company. We compare numerous carriers to find your best rate.
Family-Owned Since 2002
Two decades of helping Texans protect what matters most. Family-owned, Christian-based, locally trusted.
Real People, Real Service
No call centers. No runaround. Talk to the same friendly Texans every time you call.
Auto Insurance FAQs
What is the minimum auto insurance required in Texas? +
Texas requires at least 30/60/25 liability coverage: $30,000 per injured person, $60,000 per accident, and $25,000 for property damage. Most drivers benefit from higher limits and additional coverages like collision and comprehensive.
What is "full coverage" auto insurance? +
Full coverage typically refers to liability + collision + comprehensive coverage. It is not a single policy but the combination most lenders require if you finance or lease a vehicle.
Does A-Tex offer SR-22 filings in Texas? +
Yes. We can help you obtain SR-22 insurance to meet Texas state filing requirements after a major violation. Call us for a quote.
Can I add a teen driver to my policy? +
Yes. Adding a teen driver to your existing policy is usually more affordable than a separate policy. We will compare carriers to find you the best teen driver rate.
Do I save money by insuring multiple vehicles? +
Almost always. Multi-car discounts and bundling auto with home or renters insurance can lead to significant savings. We will run the numbers for you.
Ready to Get Started?
Get a free, no-obligation auto insurance quote in minutes. We will compare numerous carriers and respond within one business day.