Motorcycle and RV Insurance in Texas
From an Independent Agency Texans Have Trusted Since 2002
Whether you ride a Harley on weekends, tow a fifth wheel across the country, or take the family ATV to the lake, your toys deserve real coverage. We specialize in motorcycle, RV, ATV, boat, and recreational vehicle insurance from carriers that understand the lifestyle.
What Motorcycle & RV Insurance Covers
Liability Coverage
Required by Texas law — covers injuries and damage you cause to others while operating your vehicle.
Collision & Comprehensive
Pays for damage to your bike or RV from accidents, theft, vandalism, fire, and weather.
Custom Parts & Accessories
Covers chrome, custom paint, saddlebags, awnings, satellite dishes, and other upgrades.
Roadside Assistance
Towing for your motorcycle, RV, trailer, or boat — even when you are far from home.
Full-Timer Coverage (RVs)
For folks who live in their RV year-round — adds homeowners-style protection.
Vacation Liability
Protects you when your RV is parked and being used as a temporary home.
Why Texans Choose A-Tex for Motorcycle & RV Insurance
Independent Agency
We work for you, not the insurance company. We compare numerous carriers to find your best rate.
Family-Owned Since 2002
Two decades of helping Texans protect what matters most. Family-owned, Christian-based, locally trusted.
Real People, Real Service
No call centers. No runaround. Talk to the same friendly Texans every time you call.
Motorcycle & RV Insurance FAQs
Is motorcycle insurance required in Texas? +
Yes. Texas requires motorcycle riders to carry the same minimum 30/60/25 liability coverage as auto. Most riders also choose collision, comprehensive, and uninsured motorist coverage.
Do I need RV insurance if I already have auto insurance? +
If your RV is motorized (Class A, B, or C), you need a dedicated RV policy. Towable RVs (travel trailers, fifth wheels) may be partially covered by your auto policy but benefit from a separate policy for full protection.
What is full-timer RV insurance? +
Full-timer coverage is for people who live in their RV most of the year. It adds personal liability and personal property protection similar to a homeowners policy.
Can I save money by insuring my motorcycle off-season? +
Many carriers offer lay-up coverage that reduces premiums during months you are not riding while keeping comprehensive coverage in place. Ask us about it.
Does motorcycle insurance cover my gear? +
Some policies include limited coverage for helmets, jackets, and gear. We can find a policy that includes or adds gear coverage if you want it.
Ready to Get Started?
Get a free, no-obligation motorcycle & rv insurance quote in minutes. We will compare numerous carriers and respond within one business day.